This Anti-Scam Policy (the “Policy”) is designed to make you aware of the dangers that any internet user may become a victim of on social networks, emails, forums, messengers, etc.

We strongly believe in the “forewarned is forearmed” way of minimizing the potential problem in your daily browsing routine. That is why we would like to inform you about some dangers that each person may face on the internet nowadays.

There are many names for the phenomenon when one person (a “con artist”) makes another person (a “victim”) believe in something that is not real (e.g., by sending malicious emails) to gain finance or any other benefit from such a person — fraud, con, deception, hustle, scam. To put it simply, scammer deceives other people to get their money, personal data, or financial information. This may be possible due to lots of factors, but our assessment showed that there are two major areas where lack of knowledge is critical:

1. Trusting strangers with your data or your money may lead to becoming a victim of a scam, and

2. Lack of safety measures may lead to exposure of your data, which may lead to targeting by scammers
Below you will find some details about recognizing a scam and basic rules of internet security which are generally considered good practices for the prevention of incidents.

1. Scam: strangers who claim to be someone they aren’t or that they know someone they don’t
We all heard stories about the most popular scams:

• Advance-fee scam (so-called “Nigerian Prince Emails Scam”),

• Lottery, sweepstakes, and competition scams,

• Romance scams,
• Golden opportunity scams,
• Charity and medical scams.
A typical scam email may look like this:
Hi [your name],
I’m Ernie [or any other fake name], a friend of Beatrice [scammer found out her name through your social media]. I think she should have told you about me as we are close friends. I’m sorry to tell you this, but she is in the hospital and requires emergency treatment which costs up to 300 thousand dollars. All the close friends, family, and colleagues already raised 197 thousand, but Beatrice still needs our help!

Every dollar is important, so your help is vital and will help to save a life! Please contact me for details at your convenience day and night by this email or by phone [phone number].Beatrice counts on you as her life is now at stake...
The usual scenario of the scams is as follows:

• you receive a creatively crafted email targeted at social standards of behavior (e.g., make you feel obliged in some sense to maintain the conversation, so you are not deemed rude, unethical, or generally a “bad” person),

• it seems like they know something about you or understand you in ways other people does not,

• they invest time into developing some personal or emotional connection with a victim,

• at some point, you receive an email about an emergency (sickness, fire, medical or work incident, etc. which happened to such person, or his/her mother, sister, father, brother, children, friend, etc.) which requires lots of money to deal with, and an inquiry for you to give some money or even to borrow it;

• after you make a money transfer, you may never hear from the scammer again or may receive regular inquiries due to new problems arising in such a person’s life, where only you can be their savior.

2. Internet security: the essential safety measures
Following these simple rules is generally believed to increase your chances not to become a victim of hackers, scammers, corruption of your accounts and devices:

• Do not open or respond to emails that came from the unknown address, claiming to be someone you know, and do not download any attachments in such letters;

• Periodically update passwords for your email, your account on our platform, and any other platforms you use;

• Regularly update your software (e.g., browser and any other software) and use only licensed software downloaded from the trusted sources;

• Never post your personal data, passwords, financial or other data on platforms where anyone can easily reach it.
What to do if you have any suspicion that you are being scammed by someone who is the user of the platform or someone is tricking you into gaining your data?

• Do not communicate with scammers, ignore or delete their emails, and block the sender’s address;

• Never send money to strangers;

• Never share your personal or financial data with strangers;

• Report malicious emails to your email provider (e.g., report spam, etc.);

• If you have any suspicion about the email you received and would like us to carry out an investigation of your situation, please contact our Compliance department at compliance@OkGirl.com.